Buying a Home Requires Knowledge and Understanding of the Real Estate Market. Make sure Your Realtor is a Top Local expert.

Home Buying - Getting Started
Search tax savings and home ownership benefits information. Find down payment sources that are available. Understand the importance of getting pre-qualified with the right loan program for you.

The Home Buying Process
Prepare your contract in order to negotiate the best offer. Shop for your right lender and be informed about what insurances you should obtain. Concerned about closing costs?

Buyer Services
As top Placer, Sacramento, and El Dorado County area Realtors, we guide you through the entire real estate buying process.

House Hunting Strategies
What does it take to find the right house for you? Get the low-down on what it takes to purchase your home, the importance of the right home and neighborhood and knowing the ever changing market. Get information on home inspections and what to expect.

The Best Investment of the Past Decade
A Real Estate purchase yields a higher return for your money than stocks, bonds or mutual funds.

Homes Fit for a Kid
Today, the trend in children's bedrooms reflect the interest of the child. Gone are the days of boys or girls bedrooms.The bedrooms are designed with age, interest and needs in mind.

Has Your Credit Changed?
Before making that new large purchase, keep in mind what the purchase will do to your credit scoring. You need to carefully consider your financial choices.

Lenders Take Aim at Minority Buyers Lease-Purchase Loans
This loan is available now only in California and parts of Virginia, but will expand coverage nationally over the next two years. A builder can now contribute p to 3 per cent of the purchase price on behalf of the buyer.

Beware of " Best Rate" Guarantees
There are many factors involved when a lender promises the " Best Rate" To protect yourself for surprises atclosing, research the conditions and provisions that the lender stipulates in this "Best Rate" guarantee.

All About Lenders' Fees
Since loan rates are largely similar for like mortgages, lenders need to somehow raise revenues without appearing to have higher loan rates. One approach is to have competitive rates--and also fees.